About Us

We aim to redefine mortgages with a focus on fairness, friendliness, and practicality. Our approach prioritizes client needs, ensuring every interaction is guided by common sense and a genuine desire to help.

Our Purpose

We help individuals with fairness and transparency, providing reliable solutions that empower them to achieve their financial goals.

At Spark Mortgage, we are committed to helping individuals navigate their mortgages. We aim to empower clients with guidance and resources to simplify the process.

We prioritize fairness and transparency, offering tailored mortgage solutions for each client. Building trusting relationships ensures our clients feel valued and supported in reaching their financial goals.

What We Do

We’re here to make mortgages easier. With clear guidance and custom solutions, we’re all about building trust and helping you reach your goals.

How it Works

Mortgage Financing

Personalized mortgage financing with guidance at every step of the way to make homeownership simple and stress-free.

Mortgage Investing

Build your portfolio with mortgage investing – simple, clear, and tailored for you.

Mortgage Administration

We simplify mortgage management so you can focus on what matters most.

Core Values

Our core values—integrity, transparency, reliability, and fairness—drive us to provide honest, dependable, and fair mortgage solutions that support you every step of the way.

Integrity

Integrity is our foundation—ensuring we provide trustworthy, honest advice and always act in your best interest.

Transparency

Transparency is key to our process—no hidden fees or surprises, just clear, upfront details at every step.

Reliability

Reliability is at the heart of everything we do—providing timely, trustworthy solutions you can count on.

Fairness

Fairness is vital to our approach—offering transparent, balanced solutions for your unique needs.


Talk to Us About Your Mortgage

Our experienced team is ready to offer personalized guidance tailored to your needs. Reach out today to discuss your options and see how we can help you achieve your financial goals!

Get in touch

Our Team

Our team is dedicated to guiding you through every step of the mortgage process. With personalized support and expert insights, we make financing your home clear, simple, and stress-free.



Ryan Cooper

Managing Broker

Ryan Cooper is a highly accomplished mortgage broker with a proven track record of success. Licensed in British Columbia since 2006, he has consistently been recognized as a top performer, earning numerous sales awards throughout his career.

Ryan’s approach to mortgage brokerage is grounded in knowledge, honesty, critical thinking, and determination. He believes these qualities are essential for providing exceptional service and guiding clients toward their financial goals.

Before his successful career in the mortgage industry, Ryan honed his business acumen by owning and operating several thriving businesses across various industries. This entrepreneurial experience has provided him with invaluable insights and a unique perspective.

Beyond his work with our team, Ryan is a dedicated philanthropist. He is a founding and active board member of the Cooper Family Foundation and contributes his expertise to the boards of several other corporations across Canada.

Ryan’s commitment to professional development is evident in his educational background. He graduated from BCIT’s Financial Management program with a double major in Corporate Finance and Accounting. He has also completed the Canadian Securities Course and Professional Financial Planning Course.



Scott Dawson

VP Mortgage Origination & Underwriting



Scott began his career in mortgage brokering in 2010, quickly establishing himself as a trusted expert in the field. Over the years, his dedication to helping clients navigate the complexities of home financing has set him apart.

Now serving as the Vice President of Mortgage Origination & Underwriting at Spark Mortgage, Scott brings unmatched attention to detail and a wealth of industry knowledge to every transaction. He takes pride in crafting solutions that meet the unique needs of his clients, whether they’re first-time homebuyers or seasoned property owners.

Scott’s ability to combine strategic insights with a client-first approach has earned him a stellar reputation. With over a decade of experience and a commitment to excellence, Scott is the go-to professional for anyone seeking trusted guidance in mortgage financing.



Nadia Causley

Mortgage Agent

With 18 years of experience in the financial industry, I use my considerable knowledge of mortgages and lending to ensure you get the product that best fits your needs and lifestyle.

Having worked for a big bank for many years and switched to specializing in mortgages as a broker who is working for you, I am confident you will see the value in my service. More than that, I am committed to delivering a superlative client experience by seeking to understand your needs and guiding you to an informed choice about one of the largest financial decisions you’ll make.

What makes this natural for me is a strong sense of community and a desire to help my neighbours. As a parent and long-time resident of Langley, I know the challenges individuals and families face trying to have a home and a comfortable lifestyle in the beautiful but expensive Lower Mainland.



Sarah Rosser

Mortgage Agent

My career started with 15 years in the high-tech world working my way to Project / Operations Accountant positions with prominent high-tech companies. These roles allowed me to expand my budgeting, financial reporting and compliance skills.

In 2009 I earned my broker license and transitioned into the mortgage broker industry having a passion for personal finance. I started my first few years working alongside a mortgage broker. I then expanded my mortgage knowledge and moved into an underwriting role with a major bank. After a couple of years, I moved to an underwriting center for a large brokerage. This opportunity helped expand my knowledge with not only A lenders, but alternative, mortgage investment corporations and private lenders.

2018 to current I’m moved to Partner and Senior Mortgage Underwriter at Team De Vuyst where I continued to grow, learn and mentor.

On a personal side I achieved a Bachelor of Commerce with a major in human resources and a minor in economics. I have a WSET Sommelier level 1 and hope to complete my level 2 soon.
I have volunteered with Junior Achievement where I’ve visited elementary schools teaching the values of finance to our young people.

I’m a mom to two driven student athletes who are both attending university. My passion is horseback riding where I volunteer as Treasurer for Delta Riding Club and compete locally in 3-day events with my horse Stewart.



Suleman Bhamjee

Mortgage Agent

Suleman has been in the financial industry for over 15+ years working at major banks such as RBC, BMO, Manulife, and most recently, ivari.
He is passionate when speaking to his clients about insurance, mortgages, or investment strategies. When Suleman isn’t working, he enjoys spending quality time with his family.
Suleman loves to be outdoors and enjoys playing golf, biking and running in the summer, and snowboarding in the winter.
Suleman has lived in the Greater Vancouver area for most of his life and is a passionate Vancouver Canucks & Seattle Seahawks fan.



Savonah Yablonski

Administrative Assistant

Savonah is an invaluable team member, bringing a passion for customer service and a wealth of administrative experience. She plays an integral role in helping our clients achieve their financial goals. As the first friendly voice you hear, Savonah guides clients through the complexities of financial planning, assists with ever-changing technology, and provides ongoing support. She’s the backbone of our operations, ensuring a seamless and positive client experience.

Originally from the North Shuswap, Savonah has deep roots in the Kamloops area. After making Kamloops her permanent home, she purchased her first property within the city and later moved to the beautiful community of Rayleigh with her spouse, Brandon. Savonah is a dedicated mother to three children and two puppies.

She enjoys various outdoor activities with her family in her spare time, including camping, swimming, boating, quadding, dirt biking, and sledding.