Why Invest with Spark?
We offer investors a unique opportunity to diversify beyond the stock market through income-producing, secured mortgage investments.
Benefits of Investing with Spark
Investing with Spark offers the benefits of reliable returns and portfolio diversification, enhancing your financial strategy with secure mortgage investments and expert guidance.
Real Estate Security
Your investment is directly secured by Canadian real estate, historically one of the most stable asset classes.
Stable Monthly Income
Our mortgage investments offer investors a stable, reliable monthly income with consistent returns.
Professional Management
We ensure your investment is actively managed and protected. Our team handles all payment processing, borrower communication, and necessary enforcement actions.
What Our Clients Say
Our clients love our transparent approach to mortgages. Their positive experiences show how we’re dedicated to helping you every step of the way!
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So Many Ways to Invest
Whether looking to invest personally, through your corporation, or even registered retirement accounts, we have a solution for you. A minimum investment of $10,000 applies.
TFSA / RRSP / RRIF / RESP/ FHSA Eligible
Hold your mortgage investment inside a self-directed TFSA, RRSP, RRIF, RESP, or FHSA.
Personal Investing
Interest is treated as interest income for tax purposes in non-registered accounts.
Corporate Investing
Diversify your corporate investment strategy.
Investment Type
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Investment Type
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Investment Type
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Building Trust, Securing Your Future
Investing with Spark offers higher returns, greater control, lower fees, tailored risk management, transparency, tax efficiency, predictable income, and the opportunity to diversify outside the stock market and other traditional investments.
Management has decades of experience investing in mortgages
Your investment is directly tied to a specific property, allowing you greater control over your investment
Lower fees than a typical Mortgage Investment Corporation
10%+ net returns have been achieved annually since inception
Easy-to-read investor statements
Spark Your Wealth
Unlock steady growth with Spark Mortgage. Our expertly managed portfolio delivers competitive returns through secure private mortgage investments. See how our performance-driven strategy balances risk and reward for your financial success.
| Loan Positions | Weighted Investor Rate | LTV% |
|---|---|---|
| 1st Mortgage | 9.00% | 45.36% |
| 2nd Mortgage | 10.08% | 59.14% |
| 3rd Mortgage | 9.95% | 69.22% |
Current Investment Opportunities
Our investments come in all shapes and sizes. Below are our current offerings and their net annual returns assuming timely mortgage payments. A $10,000 minimum investment applies. Existing investments such as these are only available for unregistered funds.
9.50%
NANAIMO, BC
2nd Mortgage, 49% LTV, Cedar neighbourhood, owner-occupied, 1983-built 1-story house, 559 credit score, 12-month term, $65,000 maximum investment. (Loan ID 697)
9.49%
MISSION, BC
2nd Mortgage behind a reverse mortgage, 51% LTV, Cedar Valley neighbourhood, owner-occupied, 1980-built 2-story duplex, 646 credit score, 8-month term, $95,000 maximum investment. (Loan ID 633)
8.95%
COQUITLAM, BC
2nd Mortgage, 57% LTV, River Springs neighbourhood, owner-occupied, 1979-built 1-story house, 663 credit score, 10-month term, $230,000 maximum investment. (Loan ID 456)
9.99%
VANCOUVER, BC
2nd Mortgage behind a reverse mortgage, 50% LTV, owner-occupied, 2008-built leasehold condo, 794 credit score, 8-month term, $42,000 maximum investment. (Loan ID 638)
Talk to one of our experienced team members
ConnectTalk to Us About Your Mortgage
Our experienced team is ready to offer personalized guidance tailored to your needs. Reach out today to discuss your options and see how we can help you achieve your financial goals!
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